After owner builders work their way through the maze of owner builder construction loan qualifying, it will be time to close on the loan. This is essentially where you sit down and sign a huge stack of documents that you will never read, or understand if you try.
Basically, this is where the owner builder loan […]
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With house prices falling all over the country, maybe now would be a good time to make a move onto the property ladder. In reality, the credit crunch has priced some first time buyers out of the market, unable to secure a mortgage or afford the high rates that are being offered. Yet, if funds […]
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Owner Builder construction is a great way to build instant equity into your new home by eliminating the costs of a general contractor. In fact, cutting the overhead of a licensed general contractor can save an owner builder anywhere from ten to thirty percent on construction costs. That’s tens of thousands of dollars in instant […]
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If you are thinking about purchasing a new home be aware of the difference between a pre-approval for a mortgage and an actual approval. Most people are unaware of what the difference is between the two and not knowing can end up ruining your life financially.
A pre-approval letter is something you secure from a […]
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Applying for a first mortgage can be a daunting task for the potential first time home buyer. Most first timers do not realize just how much is entailed. Yet, according to many real estate agents, first time home buyers are driving today’s housing market.
Today’s housing market that is actually booming right now is […]
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First thing’s first. What is a home mortgage? To many, this is considered the best opportunity to eventually own a home. Through a home mortgage, lenders are secured of repayment of loans by keeping the residential property as collateral until the full payment is made.
Subsequently, full ownership of the property […]
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